How to Open a US Business Bank Account
Formation Methods: Cost vs. Time Comparison
Comparing the true cost of business formation methods
Estimated Total Cost
Time Investment
Why choose the middle path?
DIY Risks Costly Mistakes
Doing it yourself seems cheap, but missing a single compliance step can cost thousands in state fines later.
Attorneys are Expensive
Lawyers charge $200-$400 per hour for paperwork that can be automated accurately and safely.
The Smart Advantage
BookMyLLC provides attorney-level accuracy in a fraction of the time, for a fraction of the cost.
Opening a US Business Bank Account: Step-by-Step
A US business bank account is essential for separating personal and business finances. Here's how to open one.
Step-by-Step Process
1. Form your LLC and get an EIN. 2. Choose a bank (Mercury, Relay, Wise, Novo). 3. Prepare your documents (LLC certificate, EIN confirmation, Operating Agreement, passport). 4. Complete the online application. 5. Verify your identity. 6. Fund your account.
The Formation Process
Name Your Business
Perform a quick search to ensure your desired LLC name is available in your state.
Name Your Business
Perform a quick search to ensure your desired LLC name is available in your state.
Select Your Package
Choose between our Basic, Standard, or Premium packages depending on your privacy and compliance needs.
We File the Paperwork
Our experts draft and file the Articles of Organization with the Secretary of State.
We File the Paperwork
Our experts draft and file the Articles of Organization with the Secretary of State.
Receive Your Documents
Your official LLC documents, EIN, and Operating Agreement are delivered securely to your dashboard.
